Halima Murugna, based in Nairobi, Kenya, has 13 years of experience in the design and development of mobile-enabled technology and digital payment platforms. Her strengths are in deploying and evaluating user-driven technology and digital payment solutions. She has worked in Kenya, Malawi, Ethiopia, the Democratic Republic of Congo, Mozambique, Zambia, Liberia, Nigeria, and the USA. She has built strategic partnerships with international development partners, mobile network operators, government entities, financial Institutions, and the private sector. She is an impact measurement expert, and has a background in ESG analysis. Halima holds a BA (University of Nairobi) and is bilingual in Swahili and English.