Access to Credit for the Bottom of the Pyramid

Client: Bill and Melinda Gates Foundation/Pivot Access

Need: Ability to gain access to credit for ‘unbanked’ consumers in Rwanda

Response: Created a mobile-based alternative credit scoring product that helps consumers build a transaction history and credit score

  • Developed concept note for Grand Challenge Explorations grant
  • Co-wrote the business plan and created financial projections
  • Led the consumer financial education and awareness raising component of the mobile application
  • Conducted consumer research
  • Conducted co-creation workshops with users using a design thinking approach